Rent Report - Companies create services that help consumers build credit by tracking rental payments (2025)

SAMPLE CONSUMER INSIGHTS - Subscribe to access 10,838 more

Rent Report - Companies create services that help consumers build credit by tracking rental payments (1)

Rent Report - Companies create services that help consumers build credit by tracking rental payments (2)

Rent Report - Companies create services that help consumers build credit by tracking rental payments (3)

Rent Report - Companies create services that help consumers build credit by tracking rental payments (4)

Trend - Banks and fintech companies are introducing services that help tenants report their rental payments to major credit bureaus like Equifax, Experian, and TransUnion. These services enable tenants to leverage their largest recurring expense—rent payments—to build or strengthen their credit profile.

Insight - Amidst rising costs, consumers seek tools to simplify credit building, especially as rent payments are often excluded from credit evaluations. Companies are recognizing the demand for rent reporting tools, as these services help tenants build or improve their credit scores by ensuring their payments are reported to major credit bureaus. These consumers understand that building credit doesn’t mean taking on more debt; instead, they leverage existing payments to strengthen their financial history.

Workshop Question - How does your brand consider its target consumers' estimated income?

Trend Themes

1. Credit Data Democratization - Expanding the inclusion of alternative financial data like rental payments into credit assessments is reshaping credit-building strategies and widening access for underserved consumers.

2. Financial Inclusion Tech - Innovative financial technologies are simplifying personal finance management by integrating diverse payment data into credit evaluations, enabling more individuals to benefit from enhanced financial opportunities.

3. Api-based Financial Solutions - Developers utilize API integrations to seamlessly embed financial tools like rental reporting into existing platforms, fostering a more robust and accessible credit ecosystem.

Industry Implications

1. Fintech - FinTech companies are at the forefront of providing digital solutions that democratize financial services and enhance credit visibility through advanced data integration.

2. Real Estate Technology - Real estate technology platforms are increasingly incorporating financial tools to help renters leverage payment histories as an asset in their credit profiles.

3. Consumer Credit Industry - The consumer credit industry is evolving with a growing emphasis on utilizing non-traditional data sources to create more comprehensive credit profiles and improve loan accessibility.

6.8

Score

Popularity

Activity

Freshness

Patterns

Megatrends

4 Featured, 28 Examples:

8,802 Total Clicks

Date Range:

Nov 23 — Jan 25

Trending:

Recent and Warm

Consumer Insight Topics:

LifestyleCredit Crunch

Learn to Hunt Ideas

Consumer Insights

Alt RedRent ReportTrend CampaignTrinket MarketingMobile SSDAI ProjectorPodcast PowerAI Service AutomationPlayer PeripheralCopycat BrandExperimental FlavorModular Mini-PCMicrobiome MealPersonalized KitProductivity ProcessorPrivate PlantPositivity PlatformSpirit SupplementAI TarotRental WellnessScreen-Free PlayMatcha LibationVibe MarketingTaste IdentityTactile Hedonism

Featured Examples

Rental Payment-Tracking ServicesKoHo Financial Unveils a New Rent Reporting Feature for CanadiansToronto-based FinTech startup Koho Financial has launched a rent reporting feature to help users build credit history, earn cash back on rent, and access tenant insurance through a partnership with...MORECanadian Rent-Reporting ToolsBorrowell is Helping Canadians Build Their Credit with Rent PaymentsBorrowell has introduced an innovative program that is a first of its kind in Canada. This new initiative allows renters to report up to 24 months of past rent payments to Equifax Canada,...MORECredit-Boosting Financial ToolsZenbase Introduces a Rental Reporting API for Credit BuildingCalgary-based startup Zenbase has officially launched Canada’s first rental reporting API to help consumers leverage rental payment data to empower them in building their credit. One of the first...MORECredit-Boosting Rental PaymentsBloom Credit Unveils Credit-Building Tool for Renter Payment DataBloom Credit, a financial wellness platform, has introduced a credit reporting service tailored to rental payment data. By incorporating rental payment data into credit profiles, the company hopes...MORE

Related Examples

Seamless Debit CardsLFG Inc. Partners with GlobiancePay to Launch the LFG Debit CardTravel-Rewarding Credit CardsThe Robinhood Gold Card Offers Up to 5% Cash BackAI Budgeting ToolsMoneystack Uses AI to Simplify Budgeting with Automatic Expense TrackingTokenized Carbon Credit SystemsAscend Bit Joins Forces with Carbonmark on an Eco SolutionStateless Payment SolutionsINTMAX Debuts Its Layer 2 Payment Solution for EthereumSimple Finance TrackersWingmann Simplifies Budgeting with Automatic Expense Tracking and InsightsAI Document ProcessingDocumentAI Automates Data Extraction from Any Document into Structured JSONFinancial Organization ToolsExpensio.co Simplifies Budgeting, Tracks Expenses, and Saves MoneyCryptocurrency Payment Acceptance ToolsInstacoins is Partnering with Prominent Luxury BrandsSimplified Crypto BuyingEchoPay Simplifies Buying Memecoins with Credit Cards and Web2 LoginSimplified Youth SavingsDive Money is a Savings App for Gen z, Offering Interest on DepositsEffective Credit-Building AppsKikoff Relies on Targeted Financial Tools to Help IndividualsAI Finance News PlatformsFinancial Flow Delivers AI Finance News, Analysis, and Price TrackingAdvanced Text MatchingFuzzy Match Improves Search Results for Refined DataIncome Tracking ToolsMoney Tracker Helps Users Stay in Control of Their FinancesSimple Free Invoicing AppsRolly Offers Customizable Invoicing for Businesses and FreelancersE-Commerce Recycling ProgramsGUESS Launched GUESS Again in Partnership with SuperCircleDecentralized Finance ExpansionsThe HEWE Token Marked Milestones Like Credit Card CompatibilityCredit Score Health ToolsDailyPay's Credit Health Feature Helps Support Financial WellnessStudent-Focused Credit CardsNeu Launches a Credit Card for College Students Building Their CreditTransparent Fintech Lending PlatformsScienaptic Helps Mitigate Risk with the Help of AI TechResponsible Lending PlatformsEnova is a Financial Tech Platform Making Credit More AccessibleComprehensive Finance Management AppsCoop Launches a New Super App with Embedded FinanceAI-Powered SupermarketsGreen Picks Market Autonomous Grocery Store is FrictionlessSecure Safety Credit CardsBitsa Launches a New Safety Card with Enhanced Security FeaturesGen Z-Specific Numberless CardsFibe and Axis Bank Team Up to Launch a Numberless Credit CardDebit-Like Credit BuildersBuildMyCreditScore Helps Consumers Build Credit with Normal PaymentsRazor-Thin Item TrackersThe Slimca HERE Tracker Slides into Wallets and More
Rent Report - Companies create services that help consumers build credit by tracking rental payments (2025)

References

Top Articles
Latest Posts
Recommended Articles
Article information

Author: Kimberely Baumbach CPA

Last Updated:

Views: 6227

Rating: 4 / 5 (61 voted)

Reviews: 84% of readers found this page helpful

Author information

Name: Kimberely Baumbach CPA

Birthday: 1996-01-14

Address: 8381 Boyce Course, Imeldachester, ND 74681

Phone: +3571286597580

Job: Product Banking Analyst

Hobby: Cosplaying, Inline skating, Amateur radio, Baton twirling, Mountaineering, Flying, Archery

Introduction: My name is Kimberely Baumbach CPA, I am a gorgeous, bright, charming, encouraging, zealous, lively, good person who loves writing and wants to share my knowledge and understanding with you.